In July 2012, Stewart A. Sutton obtained a $30,000 Consent Judgment for his client, who was owed money by a borrower who had defaulted on a promissory note.  Practice pointer for clients: You should retain an attorney to draft your promissory note.  Your promissory note should contain a provision for the award of reasonable attorney’s fees in the event of a default.  To obtain reimbursement of attorney’s fees and expenses in enforcing the judgment, the promissory note should contain the following language: “This Agreement shall not be merged with the judgment, but shall survive the judgment.   You shall be responsible for my reasonable attorney’s fees and expenses incurred in enforcing the judgment”.